Who needs mortgage advice?

If you’re a first time buyer or an experienced developer, choosing a mortgage is never easy.

There is no best deal that will suit each individual. Some will be better with fixed rate, others with variable etc

To make sure you get the best deal, consult with a mortgage broker. They will be able to find the best rate as well as any offers or discounts available.
Here are some people that should visit a broker.

First Time Buyers

With an average of £160,000 for a property with a 10% deposit, being able to negotiate the price is key.

Property Investors

With limited financing for buy to let properties, a financial broker and property training course could help to negotiate large discounts. Invest Low or No Deposit allows you to take advantage of the best deals on the market.

Bad Credit Borrower

If you are trying to borrow with bad credit, a broker will know who will be able to support you.

Self-employed

Many lenders are reluctant to offer mortgages to self-employed people, especially without 3 years of fully audited accounts. The support of mortgage broker will come in handy.

Large Loan Borrower

A larger loan is more difficult with many lenders choosing reducing the size of a maximum loan. A broker can help you to find hidden deals to suit your large loan.